Clients of Lynda Evans benefit from seasoned professionals specializing in income properties in the fields of: Lending Loan Processing Appraisal Inspection/Repairs Insurance Property Management

vans Investments has represented buyers only in purchases of California income properties for more than 30 years. Principal Lynda Evans is an Investment Specialist who, in addition to being a buyer's agent, counsels clients in strategies to begin, build and maximize the return on real property portfolios. Her counseling expertise includes, but is not limited to:

• Helping clients formulate realistic investment goals and objectives relative to their financial circumstances and time horizons;

• Analyzing the risks and potential rewards of each prospective investment relative to market conditions, demographic trends, expenses versus income, returns on equity and income, etc.

• Leveraging assets to build wealth;

• Evaluating portfolio performance and ensuring performance through diversification;

• Employing various strategies to minimize tax liabilities as well as shelter assets from probate.

In addition, Lynda's clients benefit from a time-tested cadre of professionals who specialize in income property finance, insurance, escrow, inspection and repairs, appraisals and property management. These include:

Robert Peterson became an appraiser 24 years ago as a result of an interest engendered by personal investing. Based in downtown Sacramento, Robert specializes in appraising multifamily and single-family residences throughout Greater Sacramento. He can be reached at (916) 498-9905 or by e-mail at galt@ns.net

Founded in 1938, Warren G. Bender Co. is one of the largest independently owned insurance brokerages in the Sacramento area with clients throughout the western United States. Under the leadership of Steve Bender, chairman and CEO, the company is committed to identifying each client’s business risks and the best available insurance options in the marketplace. These options can include risk transference methods (contractual), taking on more of the risk (deductibles/self-insuring), alternative risk financing (captives/profit sharing plans) and ways to control costs and losses. Handling the needs of individual investors is Jacqueline Doench. For more information or to request a free quote, call Jacqueline directly at (916) 973-3748 (e-mail: jdoench@wgbender.com). The company's website is www.wgbender.com. It is located at 4350 Auburn Blvd. in Sacramento.

President and owner of HomePointe, Inc., Bob Machado graduated in 1977 from UC Berkeley with a degree in economics. He holds the Certified Property Manager (CPM, 1992) and Master Property Manager (MPM, 1995) designations. Bob has been managing residential and commercial property in the Sacramento area since 1980 and is both an owner/investor and fee manager.

HomePointe's services include applicant screening and leasing, rent collection, notifications of rent increases and administering evictions. The company also keeps clients informed about changing market conditions to ensure rents achieve full market value. And it periodically inspects properties and undertakes routine cleaning, repairs and landscape upkeep, as well as supervises major construction, infrastructure and landscape improvements. Services also include the handling of all bills arising from properties, including payments for mortgages, taxes, utilities, garbage, homeowners association dues and other assessments.

Bob, who holds a California Brokers License, is a founding member of the local chapter of the National Association of Residential Property Managers (NARPM) and was its first president (1992). He can be reached at (916) 429-1205 or by e-mail at rmachado@homepointe.com.